1. Introduction
Welcome to Galactic Insights. By accessing or using our website, services, or digital products ("Services"), you agree to these Terms and Conditions. Please read them carefully before proceeding.
2. Eligibility
You must be at least 18 years of age, or the legal age of majority in your jurisdiction, to access or purchase from this site.
3. Services Provided
We provide consulting, digital products, and resonance-based services as outlined on our website. Specific deliverables, pricing, and billing periods are described for each product or service.
4. Pricing & Payment
All prices are displayed in USD unless stated otherwise. Payments are processed securely via Paddle (our merchant of record) or other authorized payment processors. Taxes are applied based on your location and the tax category of the service purchased.
5. Refunds & Cancellations
Refunds are handled in line with our Refund Policy. For recurring services, cancellation must be requested before the next billing cycle to avoid renewal charges.
6. Intellectual Property
All content, designs, and materials provided through our services remain the intellectual property of Galactic Insights unless explicitly transferred in writing.
7. Limitation of Liability
We are not liable for indirect, incidental, or consequential damages arising from use of our Services. Maximum liability is limited to the amount paid for the service in question.
8. Governing Law
These Terms are governed by the laws of Nigeria or applicable international governing law, unless otherwise specified.
9. Updates
We reserve the right to update these Terms and Conditions at any time. Updates will be posted on this page.